State Target Economic Program of JSC "Oschadbank"
JSC "Oschadbank" implements State targeted economic program of energy efficiency and the development of the sphere of energy production from renewable energy sources and alternative fuels in 2010 - 2016 years in the part of "encouraging the population to the implementation of energy efficiency measures by the reimbursement of the amount of loan taken for the purchase of energy-saving equipment and materials "(further - the State Programme).
The program provides for compensation in the amount of the loan amount:
• 20% (but not more than 12 000 UAH.), the cost for the purchase of boilers operating on alternative fuels (with the exception of gas and electric);
• 30% (but not more than 14 000 UAH.), the cost for the purchase of energy efficient equipment and / or materials (insulation, heat insulation and modernization);
• 70% (the maximum amount depends on the purpose of the loan) if a borrower is assigned a grant reimbursement for housing and communal services.
Credit conditions for the purchase of energy-saving equipment and materials:
- Loan amount - from 1 000 to 50 000 UAH.
- Initial payment - from 10% of the value of goods
- Credit Term - up to 3 years
- Interest rate - 24.5% APR
- One-off registration fee for the extension of credit - 3% of the loan amount
List of documents: passport, tax identification number, a document on the income received for the 6 months, the invoice for the goods, a document on the appointment of subsidies for reimbursement for housing and communal services (for persons who have been assigned subsidies).